États-Unis Demandes de prêts hypothécaires

Mortgage applications in the US fell by 2% in the week ending March 21, following a 6.2% drop in the previous period, according to the latest data from the Mortgage Bankers Association. Applications to refinance a home loan decreased 5% from the previous week to the lowest level in a month. In turn, applications for a mortgage to purchase a new home rose 1%. Meanwhile, the average rate on the 30-year fixed mortgage dropped to 6.71% from 6.72%. “Markets remained focused on potential trade policy changes, while the Fed held the funds rate its current level,” wrote Joel Kan, an MBA economist, in a release. “Last week’s purchase activity was driven primarily by a 6 percent increase in FHA applications, as the combination of loosening housing inventory and slowly declining mortgage rates have presented this segment of buyers with more opportunities,” said Kan.