États-Unis Demandes de prêts hypothécaires

Mortgage applications in the US rose by 2.3% from the previous week in the first week of February, extending the 2.2% increase from the earlier period, according to data from the Mortgage Bankers Association. The increase was in line with the muted pullback in benchmark mortgage rates, which inched further below the key 7% threshold amid continued bets that the Federal Reserve has enough room for two rate cuts this year. Applications for a loan to refinance an old mortgage contract, which are more sensitive to short term changes in interest rates, soared by 10% from the previous week to extend the 12% surge in the earlier period. On the other hand, applications for a mortgage to purchase a new home fell by 2% on the week, extending the 4% drop earlier.