Royaume-Uni Indice Des Prix Des Logements (Annuel)

The Halifax House Price Index in the UK increased 3.3% year-on-year in December 2024, the least in five months, following a downwardly revised 4.7% rise in November. Compared to the previous month, house prices decreased 0.2%, the first fall in nine months, after soaring 1.2% in November and compared to forecasts of a 0.8% gain. The average house price moved down to £297,166. "While the housing market has been supported in recent months by falling mortgage rates, income growth and the announcement on upcoming Stamp Duty policy changes, mortgage affordability will remain a challenge for many, especially as the Bank Rate is likely to come down more slowly than previously predicted. However, providing employment conditions don’t deteriorate markedly from a more recent softening, buyer demand should hold up relatively well and, taking all this into account, we’re continuing to anticipate modest house price growth this year”, Amanda Bryden, Head of Mortgages, Halifax, said.